Best Christmas Present Ever!!!!

The Christmas that I was 11, my mom asked me if there was anything that I wanted for Christmas. My father was having employment issues and it was going to be simple Christmas. So they wanted to know if there was one thing that I really wanted. That was all they could promise us, one cool thing that we really wanted. I didn't know (I've never been good at making christmas lists), so I said I didn't care, thinking that I would still get something cool.

Christmas morning comes, and we really did have a good christmas that year. When it came time to open the "the" gift from mom and dad, I was quite surprised. My siblings had received something fun that they got to play with that day. There wasn't much playing to be done with mine. You see, they had gotten me a calculator. It was a nice one, a Texas Instruments one that I used through the many years ahead of school, but it was still just a calculator. I couldn't really complain then, but I sure love to tease them now and say that because of that gift, I was destined to become an accountant. :)

Some friends of mine found this clip and thought of my story....I found it hilarious, hope you enjoy it.

Hire a Professional! (Advice from Dave Ramsey)

(article about Dave Ramsey, I did not write any of this)

Tax Software vs Tax Pro: Which Is Right for You?

Tax season is just around the corner. If you're smart, you'll start making plans now to avoid future headaches. But should you use tax software or a tax professional?

Dave always leans toward hiring a pro for anything important. By hiring the right professional to do an important job, you will save more time, money and stress than you would by trying to learn how to do it yourself. Tax software can save you a little money on the front end, but that doesn't mean it's the right choice for you.

Here are some situations that can help you decide which option is best for you.

You're young, single, and don't own a home.
Your tax return will probably be simple and straightforward. This is especially true if you plan to take the standard, no-questions-asked deduction. Solution: Your return may be simple enough to choose software. However, the potential savings may not be enough to justify the risk of doing your taxes on your own.

Forms make you nervous.
If you're not comfortable sorting through documents, typing in numbers, and proofreading your forms, then avoid all tax software. Solution: Get a tax pro to give you peace of mind.

You have no idea what you're doing.
Most people fall into this category. If you've tried to read the U.S. tax code, you probably got confused. It's so complicated that it can drive a Harvard graduate to fits of rage. Solution: If you don't want to spend days and weeks researching your deductions, then get a tax pro.

You're older, married, and own a home.
You can expect a complicated tax return if you have bought or sold a home, own a rental property, are self-employed, trade stocks, or have a lot of itemized deductions. Solution: Hire a tax pro to save yourself a headache.

You experienced a major life change in the past year.
Did you get married or divorced? Did you start your own business or receive an inheritance? These life changes cause confusion when it's time to file taxes. Solution: Get a tax pro to make sure you file your return correctly under your new circumstances.

Your Next Step
If you think tax software is the right choice, you'll have no trouble finding options. However, if your situation requires a tax pro's help, make sure you get someone who is reliable and trustworthy.

Dave ends the article by recommending people contact one of his "certified professionals" in their area.

The article references information from this Kiplinger's article published in January 2007.

Icicles

I came home from church one Sunday and saw these awesome icicles outside my window.